Taxes can feel overwhelming—especially if you owe more than you can pay. That’s where tax relief comes in. It’s a way to reduce, defer, or manage your tax burden when you’re in a financial pinch.
100% money-back guarantee if your tax situation does not improve*
- Best for individuals with over $10,000 in tax liabilities
- Free, no-obligation eligibility analysis on IRS tax reduction programs
- Assistance with federal and state taxes
- 10+ years of tax resolution experience
- Rated A+ by the BBB
Specializes in tax issues over $20,000 (individual and corporate)
- 18+ years of tax resolution experience
- Federally licensed enrolled agents lead your casework
- Specialized tax experts on IRS and state tax relief
- Rated A+ by the BBB
Tax solutions for consumers with over $10,000 in owed taxes
- 12+ years of tax resolution experience
- Free consultation with a tax resolution professional
- BBB Torch Award for Ethics (two-time winner)
Specialize in individual & corporate tax relief over $20,000
- 22+ years in service
- A+ Rating with the BBB
- 15 Day Money Back Guarantee
- Helps resolve back taxes, fight penalties and liens, stop collection efforts, and file accurate returns
Customized tax solutions for those with $10,000+ in outstanding taxes
- Free consultation with licensed tax preparers
- Resolved over $800 million in tax liabilities
- Bilingual staff available in all departments
Specialized in Helping Clients Resolve Tax Debt Over $10,000
- Receive guidance from specialized attorneys and CPAs
- Nearly 20 years of tax relief experience
- 24/7 Client Portal Access
Whether you’re behind on your taxes, dealing with penalties, or just need breathing room, there are legit options to help you get back on track.
What Is Tax Relief?
Tax relief refers to any program or policy that reduces the amount of taxes you owe. This might mean lowering your bill, giving you more time to pay, or helping you settle your debt for less than the full amount.
Tax relief can come from:
The IRS
State tax agencies
Private tax relief companies
The right path depends on your situation—but there’s often a way forward, even if it feels like you’re stuck.
Who Qualifies for Tax Relief?
Tax relief isn’t just for people with massive debts or shady tax histories. If you’re going through any of the following, you may qualify:
Owe back taxes you can’t pay in full
Facing IRS penalties or liens
Affected by natural disasters
Living on a low or fixed income
Recently lost a job or experienced a major life change
If your financial hardship is real and you’re trying to make things right, there’s usually a relief option available.
Common Tax Relief Programs
Let’s break down the most popular types of tax relief—some you can apply for yourself, others where professional help might be worth it.
Installment Agreement
Best for: People who can pay, just not all at once
The IRS lets you pay off your tax debt over time through a monthly payment plan. You’ll still owe penalties and interest, but it’s a manageable way to get out of debt.
Easy to apply online if you owe under $50,000
Monthly payments based on your income and expenses
Offer in Compromise (OIC)
Best for: Those in serious financial hardship
An OIC lets you settle your debt for less than you owe. It’s not easy to qualify, but if the IRS believes you truly can’t pay the full amount, they might accept a lower offer.
Must prove inability to pay through detailed financial disclosure
May take several months for IRS review
Penalty Abatement
Best for: First-time offenders or those with reasonable cause
If you’ve been hit with penalties for late filing or payment, the IRS might waive them under certain conditions.
First-time penalty abatement available once every few years
You can also qualify if you had a valid reason (illness, natural disaster, etc.)
Currently Not Collectible (CNC) Status
Best for: People with zero ability to pay right now
If you can’t pay anything due to extreme hardship, the IRS may label your account as “currently not collectible.” This pauses collections but doesn’t erase your debt.
You’ll still owe the money later
The IRS will recheck your finances in the future
Innocent Spouse Relief
Best for: People stuck with a partner’s tax mess
If your spouse or ex messed up the taxes without your knowledge, you may be able to get off the hook for some or all of the liability.
Applies to joint filers who were unaware of errors or fraud
Can be a lifeline during divorce or separation
Federal vs. State Tax Relief
While the IRS offers plenty of national programs, many states have their own versions. For example:
| State | Tax Relief Programs May Include |
|---|---|
| California | Penalty waivers, disaster relief, payment plans |
| New York | Installment agreements, OICs, low-income assistance |
| Texas | Property tax relief, disaster relief |
| Florida | Sales tax exemptions, property tax discounts |
When to Use a Tax Relief Company
If your situation is straightforward, you might not need professional help. But in more complex cases, a reputable tax relief company can guide you through IRS negotiations, gather documents, and help you apply for programs.
Look for companies that:
Are transparent about pricing
Have licensed tax professionals (CPAs, enrolled agents, or tax attorneys)
Don’t make “pennies on the dollar” guarantees
Avoid companies that:
Ask for large upfront fees without explaining services
Promise instant debt forgiveness
Have no verified customer reviews
Cost of Tax Relief Services
Here’s what you might expect to pay if you work with a tax relief company:
| Service Type | Average Cost |
|---|---|
| Consultation | Often free |
| Basic Installment Setup | $750–$1,500 |
| Offer in Compromise | $2,000–$5,000+ |
| Full Tax Resolution | $1,500–$7,500+ |
It’s not cheap—but if you owe tens of thousands and can’t navigate IRS rules alone, it may be worth the peace of mind.
Tips for Handling Tax Trouble
Don’t Ignore It
The IRS won’t forget about your tax debt. If you ignore notices, you could face wage garnishment, levies, or even property liens.
File Your Return Anyway
Even if you can’t pay, still file your tax return. That helps minimize penalties and keeps you in good standing for relief programs.
Keep Good Records
If you’re applying for relief, you’ll need to show proof of income, expenses, and assets. Start gathering pay stubs, bills, and tax documents now.
Watch for Scams
The IRS will never call and threaten arrest. Legit communications come by mail. If something feels shady, hang up or delete it.
Wrap-Up: Tax Relief Is Real—and It’s Reachable
If tax debt is weighing you down, you’re not alone—and you’re not out of options. From setting up a payment plan to qualifying for a hardship waiver, there are legit ways to make your tax situation more manageable.
Just remember: take action, ask questions, and lean on credible help if you need it. Your future self will thank you.
